

CashUp
CashUp
A smart financial app designed to help teenagers build strong money management skills from a young age, through an intuitive and engaging learning experience
A smart financial app designed to help teenagers build strong money management skills from a young age, through an intuitive and engaging learning experience
My Design Process
Research
Identifying Problems
Research
Competitor Analysis
Synthesis
Persona
User Story
Ideation
Developing a Solution
Low Fidelity
Final Designs
Final Design
Problem
Students with learning disabilities are left behind in remote learning.
Opportunity
More people now seek easy and safe ways to trade second-hand clothes, driven by sustainability and saving.
My Design Process
Problem to Potential
Problem to Potential
Problem
Teens struggle to manage money and build healthy habits
Opportunity
With the right tools, they can learn early and take control of their finances
Research
We explored teens financial behaviors to understand the challenges they face in managing money. The research revealed knowledge gaps, emotional barriers, and the need for accessible financial tools
Financially aware teens
Track their spending
Save for long-term goals
Use budgeting tools
Feel in control of their money
Financially unaware teens
Spend impulsively
Struggle to save
Lack financial knowledge
Feel anxious about money
57%
Gen Z lack savings for emergency expenses
40%
of students in Israel receive financial management education
16%
of respondents say they understand financial matters well
Competitor Analysis
A fully digital bank offering a modern, mobile-first banking experience with no account fees and 24/6 support.
Pros
Fully mobile-based
No account management fees
Clear, modern interface
Strong marketing toward young adults
Cons
Not tailored for teens
Doesn’t educate
Lacks habit-building tools
Assumes prior knowledge
A personalized AI-powered digital bank focused on smart money management and investment insights
Pros
Personalized financial tools
Strong AI-based recommendations
All-in-one banking experience
Clean and intuitive design
Cons
Aimed at adults only
Focused on investments
Requires salary deposit
No beginner support
A fully digital bank offering a modern, mobile-first banking experience with no account fees and 24/6 support.
Pros
Fully mobile-based
No account management fees
Clear, modern interface
Strong marketing toward young adults
Cons
Not tailored for teens
Doesn’t educate
Lacks habit-building tools
Assumes prior knowledge
A personalized AI-powered digital bank focused on smart money management and investment insights
Pros
Personalized financial tools
Strong AI-based recommendations
All-in-one banking experience
Clean and intuitive design
Cons
Aimed at adults only
Focused on investments
Requires salary deposit
No beginner support
A fully digital bank offering a modern, mobile-first banking experience with no account fees and 24/6 support.
Pros
Fully mobile-based
No account management fees
Clear, modern interface
Strong marketing toward young adults
Cons
Not tailored for teens
Doesn’t educate
Lacks habit-building tools
Assumes prior knowledge
A personalized AI-powered digital bank focused on smart money management and investment insights
Pros
Personalized financial tools
Strong AI-based recommendations
All-in-one banking experience
Clean and intuitive design
Cons
Aimed at adults only
Focused on investments
Requires salary deposit
No beginner support
A fully digital bank offering a modern, mobile-first banking experience with no account fees and 24/6 support.
Pros
Fully mobile-based
No account management fees
Clear, modern interface
Strong marketing toward young adults
Cons
Not tailored for teens
Doesn’t educate
Lacks habit-building tools
Assumes prior knowledge
A personalized AI-powered digital bank focused on smart money management and investment insights
Pros
Personalized financial tools
Strong AI-based recommendations
All-in-one banking experience
Clean and intuitive design
Cons
Aimed at adults only
Focused on investments
Requires salary deposit
No beginner support
Persona
Jonathan is a teenager who loves computers and development, with a strong passion for technology and coding.
He wants to start learning development more seriously, but the things he wants to do require advanced equipment, which is very expansive. His goal is to save enough money to buy a better computer
Jonathan Cohen, 17

Motivations
• To save up for a better computer
• To manage his money independently
• To stay motivated toward a clear goal
Fears
• Not reaching his savings goal
• Feeling lost in financial terms
• Not knowing when or if he’ll reach his goal
Knolwge
Excitement
Motivation
User Story

As Jonathan…
I want to track how close I am to buying my new computer
so that I stay motivated and don’t lose focus
I want to see how much I’ve spent this month
so that I can avoid wasting money on things I don’t need
I want to get saving tips that match my goal
so that I can reach it faster and smarter
Final Design
Research
Identifying Problems
Research
Competitor Analysis
User Surveys
Synthesis
Persona
User Story
Ideation
Developing a Solution
Low Fidelity
Final Designs
Final Design
We explored teens’ financial behaviors to understand the challenges they face in managing money. The research revealed knowledge gaps, emotional barriers, and the need for accessible financial tools
Research
Financially aware teens
Save for long-term goals
Use budgeting tools
Feel in control of their money
Track their spending
Financially unaware teens
Spend impulsively
Struggle to save
Lack financial knowledge
Feel anxious about money
I focused on understanding the barriers in second-hand clothing adoption, aiming to explore why many still avoid it despite its environmental and financial benefits. The research examined user behaviors, pain points, and market gaps to identify opportunities for a smoother and more trusted experience.
57%
of Israelis has purchased clothing from a second-hand store
40%
of students in Israel receive financial management education
16%
of respondents say they understand financial matters well
Competitor Analysis
A fully digital bank offering a modern, mobile-first banking experience with no account fees and 24/6 support.
Pros
Fully mobile-based
Clear, modern interface
Strong marketing toward young adults
No account management fees
Cons
Not tailored for teens
Doesn’t educate
Lacks habit-building tools
Assumes prior knowledge
A personalized AI-powered digital bank focused on smart money management and investment insights.
Pros
Personalized financial tools
Strong AI-based recommendations
All-in-one banking experience
Clean and intuitive design
Cons
Aimed at adults only
Focused on investments
Requires salary deposit
No beginner support
A fully digital bank offering a modern, mobile-first banking experience with no account fees and 24/6 support.
Pros
Fully mobile-based
Clear, modern interface
Strong marketing toward young adults
No account management fees
Cons
Not tailored for teens
Doesn’t educate
Lacks habit-building tools
Assumes prior knowledge
A personalized AI-powered digital bank focused on smart money management and investment insights.
Pros
Personalized financial tools
Strong AI-based recommendations
All-in-one banking experience
Clean and intuitive design
Cons
Aimed at adults only
Focused on investments
Requires salary deposit
No beginner support
A fully digital bank offering a modern, mobile-first banking experience with no account fees and 24/6 support.
Pros
Fully mobile-based
Clear, modern interface
Strong marketing toward young adults
No account management fees
Cons
Not tailored for teens
Doesn’t educate
Lacks habit-building tools
Assumes prior knowledge
A personalized AI-powered digital bank focused on smart money management and investment insights.
Pros
Personalized financial tools
Strong AI-based recommendations
All-in-one banking experience
Clean and intuitive design
Cons
Aimed at adults only
Focused on investments
Requires salary deposit
No beginner support
A fully digital bank offering a modern, mobile-first banking experience with no account fees and 24/6 support.
Pros
Fully mobile-based
Clear, modern interface
Strong marketing toward young adults
No account management fees
Cons
Not tailored for teens
Doesn’t educate
Lacks habit-building tools
Assumes prior knowledge
A personalized AI-powered digital bank focused on smart money management and investment insights.
Pros
Personalized financial tools
Strong AI-based recommendations
All-in-one banking experience
Clean and intuitive design
Cons
Aimed at adults only
Focused on investments
Requires salary deposit
No beginner support
Persona
Final Desing
User Story

Jonathan Cohen, 17
Jonathan is a teenager who loves computers and development, with a strong passion for technology and coding.
He wants to start learning development more seriously, but the things he wants to do require advanced equipment that he doesn't have.
Motivation
Knolwge
Excitement
Fears
• Not reaching his savings goal
• Feeling lost in financial terms
• Not knowing when or if he’ll reach his goal
Motivations
• To save up for a better computer
• To manage his money independently
• To stay motivated toward a clear goal
I want to track how close I am to buying my new computer
so that I stay motivated and don’t lose focus
I want to see how much I’ve spent this month
so that I can avoid wasting money on things I don’t need
I want to get saving tips that match my goal
so that I can reach it faster and smarter

As Jonathan…







